"What Are Independent Insurance Agencies? You have numerous options when it comes to acquiring insurance. Many companies claim to offer clients benefits by cutting out the middleman, which in this case is the actual agent. There are pros and cons to this, but you should seriously consider finding an independent insurance agent who can assist you. How Do Independent Agencies Differ From Other Companies? Other types of insurance agencies refer to themselves as “direct writers.” This means there is no agent involved, and the client simply gets a quote from the agency as a whole. This seems more simplistic and therefore easier for average citizens to understand. However, there are perks to still using an agent. What Do Independent Agents Do? An agent for an independent insurance agency essentially serves as your liaison to the insurance industry. When you contact the company, you do not have to worry about speaking to a different person each time. You know who to contact, and you will have someone who remembers you. Additionally, agents are trained to be experts in the industry. Regardless of the specific type of insurance you need, an agent can review dozens of policies to see which ones have the most comprehensive coverages and best rates. This saves you a lot of hassle because you do not have to conduct your own independent research. You would be amazed at how much policies can differ from one insurance company to the next. When you deal with carrier-specific insurance agents, you only get information from one agency. Finally, an independent insurance agent is trained to understand the world of insurance perfectly. They are also proficient in communicating potentially complex subjects to an average consumer in a manner that is simple to understand. When you opt for a direct agent, you are assuming a lot more liability. Make things easier on yourself by having an agent working on behalf of your needs. Find out how bolt access helps independent agents serve their customers!"